
As of FY26, SMSLIFE had total assets of ₹24,000 crore and borrowings of ₹3,500 crore, against shareholders' equity of ₹13,000 crore — a debt-to-equity ratio of 0.27. Borrowings rose 9.38% from FY25.
As at each financial year end, newest first. H1 = half-year.
| Item | FY26 | FY25 | FY24 |
|---|---|---|---|
| Equity capital | 500 | 500 | 500 |
| Reserves | 12,500 | 10,800 | 9,200 |
| Borrowings | 3,500 | 3,200 | 3,000 |
| Other liabilities | 7,500 | 6,500 | 5,800 |
| Total liabilities | 24,000 | 21,000 | 18,500 |
| Fixed assets | 14,000 | 12,500 | 11,000 |
| Capital work in progress | 2,000 | 1,800 | 1,500 |
| Investments | 4,000 | 3,500 | 3,000 |
| Other assets | 4,000 | 3,200 | 3,000 |
| Total assets | 24,000 | 21,000 | 18,500 |
Source: Company filings, in ₹ crore. How this data is compiled.
SMSLIFE reported borrowings of ₹3,500 crore as of FY26, compared with ₹3,200 crore as of FY25.
Based on the FY26 balance sheet, SMSLIFE's debt-to-equity ratio is 0.27 — borrowings of ₹3,500 crore against equity capital and reserves of ₹13,000 crore.
SMSLIFE's total assets were ₹24,000 crore as of FY26, including fixed assets of ₹14,000 crore and investments of ₹4,000 crore.
The book value per share of SMSLIFE is ₹260.00, based on the latest reported balance sheet.
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