UTI - Banking and Financial Services Fund - Direct Plan - IDCW
NAV · 05 Oct 2026
₹84.6287
3Y returns (CAGR)
11.74%
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Trailing returns
| Period | Return | Basis |
|---|---|---|
| 1 Month | -4.49% | Absolute · from 04 Sept 2026 |
| 3 Months | -5.88% | Absolute · from 06 Jul 2026 |
| 6 Months | 5.03% | Absolute · from 06 Apr 2026 |
| 1 Year | -0.10% | Absolute · from 03 Oct 2025 |
| 3 Years | 11.74% | CAGR · from 06 Oct 2023 |
| 5 Years | 10.80% | CAGR · from 01 Oct 2021 |
| Max Available | 11.64% | CAGR · from 11 Jun 2021 |
Past performance is not indicative of future returns. Figures up to 1 year are absolute; 3 years and above are annualised (CAGR), computed from AMFI NAVs. These are NAV total returns, not market-price returns.
About this fund
UTI - Banking and Financial Services Fund - Direct Plan - IDCW is a Sectoral/ Thematic scheme managed by UTI Mutual Fund. NAV (Net Asset Value) is its per-unit price, published by the AMC every business day; the returns shown are NAV total returns computed from AMFI data. This page is for research and education only — not investment advice. Mutual funds are subject to market risk; read all scheme-related documents carefully.
Tax implications
Equity-oriented funds: short-term capital gains (held 12 months or less) are taxed at 20%; long-term gains (held over 12 months) above ₹1.25 lakh a year are taxed at 12.5% (indicative rates). Confirm current rules with a tax adviser.
Key Insights
Risk
High
Stamp Duty
0.005%
Settlement Cycle
T+2
Category
Sectoral/ Thematic
Plan
Direct
ISIN
INF789F01SL7
AMFI Code
120732
Related tools
Frequently Asked Questions
This page shows UTI - Banking and Financial Services Fund - Direct Plan - IDCW's trailing returns — 1 month, 3 months, 6 months and 1 year (absolute), plus 3-year, 5-year and since-inception returns (annualised / CAGR) — computed from AMFI NAVs. Past performance is not indicative of future returns.
Whether UTI - Banking and Financial Services Fund - Direct Plan - IDCW suits you depends on your goals, risk appetite and time horizon. Compare its category, risk profile and long-term returns against peers using the mutual fund screener, and consider a SEBI-registered adviser. This page is educational and not investment advice.
The Growth-option ISIN of UTI - Banking and Financial Services Fund - Direct Plan - IDCW is INF789F01SL7. The reinvestment / IDCW ISIN is INF789F01SM5. The AMFI scheme code is 120732.
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Disclaimer
Investments in the securities market are subject to market risks. Read all related documents carefully before investing. Brokerage will not exceed SEBI prescribed limit. The securities quoted are for illustration only and are not recommendatory. Past performance of any analyst recommendation is not indicative of future returns.
ATS Share Brokers Pvt Ltd — SEBI Registration No. INZ000205136 · NSE Member ID: 13840 · BSE Member ID: 6481 · MCX Member ID: 10795 · NCDEX Member ID: 00278. For full terms, conflict-of-interest disclosures and grievance redressal information visit adityatrading.in.