ESAF Small Finance Bank Financial Results
- Market cap
- ₹2,200 crore
- P/E
- 22.5
- P/B
- 0.94
- ROE
- 18.7%
- Dividend yield
- 1.20%
For the year ended Mar 2023, ESAF Small Finance Bank reported revenue of ₹2,854 crore and net profit of ₹302 crore, against ₹3,819 crore and ₹426 crore a year earlier.
ESAF Small Finance Bank annual profit and loss
Financial years, newest first. TTM = trailing twelve months.
| Item | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|
| Revenue | 2,854 | 3,819 | 3,858 | 3,537 | 3,807 |
| Expenses | 1,574 | 2,282 | 3,121 | 2,661 | 2,775 |
| Financing profit | — | — | — | — | — |
| Financing margin % | — | — | — | — | — |
| Other income | 143 | 482 | 553 | 795 | 864 |
| Interest | 1,017 | 1,449 | 1,811 | 1,837 | 1,908 |
| Depreciation | 42 | 51 | 59 | 65 | 65 |
| Profit before tax | 406 | 570 | -521 | -166 | -12 |
| Tax % | 26% | 25% | 33% | 37% | 58% |
| Net profit | 302 | 426 | -521 | -166 | -5 |
| EPS (₹) | 5.87 | 8.27 | -10.12 | -3.23 | -0.10 |
| Dividend payout % | — | — | — | — | — |
Source: Company filings (consolidated), in ₹ crore. Data as of 7 October 2026. How this data is compiled.
ESAF Small Finance Bank financial results — frequently asked questions
What is ESAF Small Finance Bank's annual revenue and net profit?
For the financial year ended Mar 2023, ESAF Small Finance Bank's revenue was ₹2,854 crore and net profit ₹302 crore; net profit fell 29.11% from ₹426 crore in Mar 2024.
How fast has ESAF Small Finance Bank grown over three years?
From Mar 2026 to Mar 2023, ESAF Small Finance Bank's revenue grew at a compound annual rate of -6.9%. Past growth does not indicate future results.
What is the EPS of ESAF Small Finance Bank?
Annual EPS for Mar 2023 was ₹5.87.
Are these figures consolidated or standalone?
They are consolidated figures as reported by the company, in ₹ crore. Trailing-twelve-month and half-year columns are labelled separately and are not counted as financial years.
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