HDFC Bank Balance Sheet
- Market cap
- ₹10.83 lakh crore
- P/E
- 15.4
- P/B
- 1.12
- ROE
- 14.5%
- Dividend yield
- 1.85%
As of Mar 2022, HDFC Bank had total assets of ₹13,700 crore and borrowings of ₹1,200 crore, against shareholders' equity of ₹9,000 crore — a debt-to-equity ratio of 0.13. Borrowings fell 99.62% from Mar 2023.
HDFC Bank balance sheet
As at each financial year end, newest first. H1 = half-year.
| Item | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Equity capital | 500 | 558 | 760 | 1,530 | 1,539 |
| Reserves | 8,500 | 1,44,778 | 1,74,642 | 2,09,910 | 2,40,569 |
| Borrowings | 1,200 | 3,15,179 | 8,09,355 | 7,32,611 | 6,64,364 |
| Other liabilities | 3,500 | 19,68,599 | 28,13,884 | 32,23,867 | 36,81,686 |
| Total liabilities | 13,700 | 25,75,562 | 44,11,857 | 48,18,767 | 52,62,119 |
| Fixed assets | 6,500 | 17,756 | 26,833 | 31,474 | 33,981 |
| Capital work in progress | 400 | 100 | 100 | 100 | 100 |
| Investments | 2,500 | 5,15,112 | 8,82,371 | 9,63,753 | 10,52,424 |
| Other assets | 4,300 | 7,72,669 | 13,23,557 | 14,45,630 | 15,78,636 |
| Total assets | 13,700 | 25,75,562 | 44,11,857 | 48,18,767 | 52,62,119 |
Balance sheet ratios
- Debt to equity
- 0.13
Source: Company filings (consolidated), in ₹ crore. Data as of 7 October 2026. How this data is compiled.
HDFC Bank balance sheet — frequently asked questions
What is the total debt of HDFC Bank?
HDFC Bank reported borrowings of ₹1,200 crore as of Mar 2022, compared with ₹3.15 lakh crore as of Mar 2023.
What is HDFC Bank's debt-to-equity ratio?
Based on the Mar 2022 balance sheet, HDFC Bank's debt-to-equity ratio is 0.13 — borrowings of ₹1,200 crore against equity capital and reserves of ₹9,000 crore.
What are HDFC Bank's total assets?
HDFC Bank's total assets were ₹13,700 crore as of Mar 2022, including fixed assets of ₹6,500 crore and investments of ₹2,500 crore.
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