SBI Cards and Payment Services Financial Results
- Market cap
- ₹53,080 crore
- P/E
- 23.3
- P/B
- 3.38
- ROE
- 14.7%
- Dividend yield
- 1.20%
For the year ended Mar 2020, SBI Cards and Payment Services reported revenue of and net profit of ₹1,245 crore, against and ₹985 crore a year earlier.
SBI Cards and Payment Services annual profit and loss
Financial years, newest first. TTM = trailing twelve months.
| Item | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | 6,156 | 7,944 | 9,347 | 9,901 | 9,829 |
| Expenses | — | — | — | 7,648 | 9,519 | 11,687 | 12,715 | 12,599 |
| Financing profit | — | — | — | — | — | — | — | — |
| Financing margin % | — | — | — | — | — | — | — | — |
| Other income | — | — | — | 6,166 | 7,396 | 8,099 | 8,799 | 8,832 |
| Interest | 1,301 | 1,043 | 1,027 | 1,644 | 2,589 | 3,178 | 3,072 | 3,003 |
| Depreciation | 104 | 123 | 149 | 164 | 197 | 147 | 136 | 132 |
| Profit before tax | 1,730 | 1,324 | 2,172 | 3,031 | 3,232 | 2,581 | 2,913 | 3,058 |
| Tax % | 28% | 26% | 26% | 25% | 25% | 26% | 26% | 26% |
| Net profit | 1,245 | 985 | 1,616 | 2,258 | 2,408 | 1,916 | 2,167 | 2,275 |
| EPS (₹) | 13.16 | 10.41 | 17.08 | 23.87 | 25.32 | 20.14 | 22.77 | 23.91 |
| Dividend payout % | — | — | — | — | — | — | — | — |
Source: Company filings (consolidated), in ₹ crore. Data as of 7 October 2026. How this data is compiled.
SBI Cards and Payment Services financial results — frequently asked questions
How fast has SBI Cards and Payment Services grown over three years?
From Mar 2023 to Mar 2020, SBI Cards and Payment Services' revenue grew at a compound annual rate of n/a and net profit at -18.0%. Past growth does not indicate future results.
What is the EPS of SBI Cards and Payment Services?
Annual EPS for Mar 2020 was ₹13.16.
Are these figures consolidated or standalone?
They are consolidated figures as reported by the company, in ₹ crore. Trailing-twelve-month and half-year columns are labelled separately and are not counted as financial years.
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