State Bank of India Balance Sheet
- Market cap
- ₹8.77 lakh crore
- P/E
- 10.2
- P/B
- 1.76
- ROE
- 16.7%
- Dividend yield
- 1.20%
As of Mar 2022, State Bank of India had total assets of ₹13,700 crore and borrowings of ₹1,200 crore, against shareholders' equity of ₹9,000 crore — a debt-to-equity ratio of 0.13. Borrowings fell 99.77% from Mar 2023.
State Bank of India balance sheet
As at each financial year end, newest first. H1 = half-year.
| Item | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Equity capital | 500 | 892 | 892 | 892 | 923 |
| Reserves | 8,500 | 41,923 | 72,019 | 1,08,447 | 1,43,382 |
| Borrowings | 1,200 | 5,22,093 | 5,56,503 | 6,18,125 | 7,26,892 |
| Other liabilities | 3,500 | 50,60,558 | 57,46,718 | 61,90,997 | 69,79,777 |
| Total liabilities | 13,700 | 59,54,418 | 67,33,779 | 73,14,185 | 83,21,569 |
| Fixed assets | 6,500 | 44,407 | 44,708 | 46,338 | 57,152 |
| Capital work in progress | 400 | 100 | 100 | 100 | 100 |
| Investments | 2,500 | 11,90,884 | 13,46,756 | 14,62,837 | 16,64,314 |
| Other assets | 4,300 | 17,86,326 | 20,20,134 | 21,94,256 | 24,96,471 |
| Total assets | 13,700 | 59,54,418 | 67,33,779 | 73,14,185 | 83,21,569 |
Balance sheet ratios
- Debt to equity
- 0.13
Source: Company filings (consolidated), in ₹ crore. Data as of 7 October 2026. How this data is compiled.
State Bank of India balance sheet — frequently asked questions
What is the total debt of State Bank of India?
State Bank of India reported borrowings of ₹1,200 crore as of Mar 2022, compared with ₹5.22 lakh crore as of Mar 2023.
What is State Bank of India's debt-to-equity ratio?
Based on the Mar 2022 balance sheet, State Bank of India's debt-to-equity ratio is 0.13 — borrowings of ₹1,200 crore against equity capital and reserves of ₹9,000 crore.
What are State Bank of India's total assets?
State Bank of India's total assets were ₹13,700 crore as of Mar 2022, including fixed assets of ₹6,500 crore and investments of ₹2,500 crore.
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