Utkarsh Small Finance Bank Balance Sheet
- Market cap
- ₹2,461 crore
- P/E
- 22.5
- P/B
- 2.85
- ROE
- 14.5%
- Dividend yield
- 1.20%
- 52-week range
- ₹9.96 – ₹18.67
As of FY25, Utkarsh Small Finance Bank had total assets of ₹1,600 crore and borrowings of ₹295 crore, against shareholders' equity of ₹1,227 crore — a debt-to-equity ratio of 0.35.
Utkarsh Small Finance Bank balance sheet
As at each financial year end, newest first. H1 = half-year.
| Item | FY25 |
|---|---|
| Equity capital | 120 |
| Reserves | 1,107 |
| Borrowings | 295 |
| Other liabilities | 197 |
| Total liabilities | 1,600 |
| Fixed assets | 861 |
| Capital work in progress | 45 |
| Investments | 369 |
| Other assets | 369 |
| Total assets | 1,600 |
Balance sheet ratios
- Debt to equity
- 0.35
- Book value per share
- ₹4.85
Source: Company filings (consolidated), in ₹ crore. Data as of 9 October 2026. How this data is compiled.
Utkarsh Small Finance Bank balance sheet — frequently asked questions
What is the total debt of Utkarsh Small Finance Bank?
Utkarsh Small Finance Bank reported borrowings of ₹295 crore as of FY25.
What is Utkarsh Small Finance Bank's debt-to-equity ratio?
Based on the FY25 balance sheet, Utkarsh Small Finance Bank's debt-to-equity ratio is 0.35 — borrowings of ₹295 crore against equity capital and reserves of ₹1,227 crore.
What are Utkarsh Small Finance Bank's total assets?
Utkarsh Small Finance Bank's total assets were ₹1,600 crore as of FY25, including fixed assets of ₹861 crore and investments of ₹369 crore.
What is the book value per share of Utkarsh Small Finance Bank?
The book value per share of Utkarsh Small Finance Bank is ₹4.85, based on the latest reported balance sheet.
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