Bank of India Balance Sheet
- Market cap
- ₹60,387 crore
- P/E
- 5.1
- P/B
- 0.82
- ROE
- 9.7%
- Dividend yield
- 1.20%
As of Mar 2022, Bank of India had total assets of ₹13,700 crore and borrowings of ₹1,200 crore, against shareholders' equity of ₹9,000 crore — a debt-to-equity ratio of 0.13. Borrowings fell 98.07% from Mar 2023.
Bank of India balance sheet
As at each financial year end, newest first. H1 = half-year.
| Item | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Equity capital | 500 | 4,104 | 4,553 | 4,553 | 4,553 |
| Reserves | 8,500 | 3,477 | 7,339 | 13,094 | 18,395 |
| Borrowings | 1,200 | 62,323 | 66,460 | 93,869 | 1,06,626 |
| Other liabilities | 3,500 | 7,03,123 | 7,87,078 | 8,81,668 | 9,82,789 |
| Total liabilities | 13,700 | 8,26,036 | 9,24,280 | 10,56,425 | 11,79,552 |
| Fixed assets | 6,500 | 10,061 | 10,328 | 12,047 | 11,877 |
| Capital work in progress | 400 | 100 | 100 | 100 | 100 |
| Investments | 2,500 | 1,65,207 | 1,84,856 | 2,11,285 | 2,35,910 |
| Other assets | 4,300 | 2,47,811 | 2,77,284 | 3,16,928 | 3,53,865 |
| Total assets | 13,700 | 8,26,036 | 9,24,280 | 10,56,425 | 11,79,552 |
Balance sheet ratios
- Debt to equity
- 0.13
Source: Company filings (consolidated), in ₹ crore. Data as of 7 October 2026. How this data is compiled.
Bank of India balance sheet — frequently asked questions
What is the total debt of Bank of India?
Bank of India reported borrowings of ₹1,200 crore as of Mar 2022, compared with ₹62,323 crore as of Mar 2023.
What is Bank of India's debt-to-equity ratio?
Based on the Mar 2022 balance sheet, Bank of India's debt-to-equity ratio is 0.13 — borrowings of ₹1,200 crore against equity capital and reserves of ₹9,000 crore.
What are Bank of India's total assets?
Bank of India's total assets were ₹13,700 crore as of Mar 2022, including fixed assets of ₹6,500 crore and investments of ₹2,500 crore.
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