Fino Payments Bank Balance Sheet
- Market cap
- ₹1,072 crore
- P/E
- 51.1
- P/B
- 1.33
- ROE
- 6.8%
- Dividend yield
- 1.20%
As of Mar 2022, Fino Payments Bank had total assets of ₹13,700 crore and borrowings of ₹1,200 crore, against shareholders' equity of ₹9,000 crore — a debt-to-equity ratio of 0.13. Borrowings rose 176.46% from Mar 2023.
Fino Payments Bank balance sheet
As at each financial year end, newest first. H1 = half-year.
| Item | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Equity capital | 500 | 83.21 | 83.21 | 83.22 | 83.22 |
| Reserves | 8,500 | -247 | -192 | -135 | -113 |
| Borrowings | 1,200 | 434 | 713 | 839 | 1,535 |
| Other liabilities | 3,500 | 1,480 | 2,063 | 2,620 | 2,971 |
| Total liabilities | 13,700 | 2,466 | 3,419 | 4,206 | 5,312 |
| Fixed assets | 6,500 | 145 | 195 | 298 | 364 |
| Capital work in progress | 400 | 100 | 100 | 100 | 100 |
| Investments | 2,500 | 493 | 684 | 841 | 1,062 |
| Other assets | 4,300 | 740 | 1,026 | 1,262 | 1,594 |
| Total assets | 13,700 | 2,466 | 3,419 | 4,206 | 5,312 |
Balance sheet ratios
- Debt to equity
- 0.13
Source: Company filings (consolidated), in ₹ crore. Data as of 7 October 2026. How this data is compiled.
Fino Payments Bank balance sheet — frequently asked questions
What is the total debt of Fino Payments Bank?
Fino Payments Bank reported borrowings of ₹1,200 crore as of Mar 2022, compared with ₹434 crore as of Mar 2023.
What is Fino Payments Bank's debt-to-equity ratio?
Based on the Mar 2022 balance sheet, Fino Payments Bank's debt-to-equity ratio is 0.13 — borrowings of ₹1,200 crore against equity capital and reserves of ₹9,000 crore.
What are Fino Payments Bank's total assets?
Fino Payments Bank's total assets were ₹13,700 crore as of Mar 2022, including fixed assets of ₹6,500 crore and investments of ₹2,500 crore.
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Figures are for information only and are not investment advice or a recommendation to buy, sell or hold any security. Investments in securities are subject to market risks; read all related documents carefully before investing.