Jana Small Finance Bank Balance Sheet
- Market cap
- ₹5,272 crore
- P/E
- 13.9
- P/B
- 1.36
- ROE
- 20.7%
- Dividend yield
- 1.20%
As of Mar 2022, Jana Small Finance Bank had total assets of ₹13,700 crore and borrowings of ₹1,200 crore, against shareholders' equity of ₹9,000 crore — a debt-to-equity ratio of 0.13. Borrowings fell 78.09% from Mar 2023.
Jana Small Finance Bank balance sheet
As at each financial year end, newest first. H1 = half-year.
| Item | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Equity capital | 500 | 54.98 | 105 | 105 | 105 |
| Reserves | 8,500 | -3,908 | -3,426 | -3,058 | -2,852 |
| Borrowings | 1,200 | 5,477 | 4,411 | 3,377 | 4,547 |
| Other liabilities | 3,500 | 18,369 | 24,721 | 30,972 | 38,431 |
| Total liabilities | 13,700 | 25,644 | 32,710 | 38,467 | 47,448 |
| Fixed assets | 6,500 | 128 | 142 | 153 | 199 |
| Capital work in progress | 400 | 100 | 100 | 100 | 100 |
| Investments | 2,500 | 5,129 | 6,542 | 7,693 | 9,490 |
| Other assets | 4,300 | 7,693 | 9,813 | 11,540 | 14,234 |
| Total assets | 13,700 | 25,644 | 32,710 | 38,467 | 47,448 |
Balance sheet ratios
- Debt to equity
- 0.13
Source: Company filings (consolidated), in ₹ crore. Data as of 7 October 2026. How this data is compiled.
Jana Small Finance Bank balance sheet — frequently asked questions
What is the total debt of Jana Small Finance Bank?
Jana Small Finance Bank reported borrowings of ₹1,200 crore as of Mar 2022, compared with ₹5,477 crore as of Mar 2023.
What is Jana Small Finance Bank's debt-to-equity ratio?
Based on the Mar 2022 balance sheet, Jana Small Finance Bank's debt-to-equity ratio is 0.13 — borrowings of ₹1,200 crore against equity capital and reserves of ₹9,000 crore.
What are Jana Small Finance Bank's total assets?
Jana Small Finance Bank's total assets were ₹13,700 crore as of Mar 2022, including fixed assets of ₹6,500 crore and investments of ₹2,500 crore.
Same Data For Peers
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