Indian Overseas Bank Balance Sheet
- Market cap
- ₹59,695 crore
- P/E
- 10.0
- P/B
- 2.08
- ROE
- 10.2%
- Dividend yield
- 1.20%
As of Mar 2022, Indian Overseas Bank had total assets of ₹13,700 crore and borrowings of ₹1,200 crore, against shareholders' equity of ₹9,000 crore — a debt-to-equity ratio of 0.13. Borrowings fell 94.23% from Mar 2023.
Indian Overseas Bank balance sheet
As at each financial year end, newest first. H1 = half-year.
| Item | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Equity capital | 500 | 18,902 | 18,902 | 19,257 | 19,257 |
| Reserves | 8,500 | -16,454 | -14,474 | -12,538 | -8,733 |
| Borrowings | 1,200 | 20,804 | 23,387 | 40,282 | 51,603 |
| Other liabilities | 3,500 | 2,67,758 | 3,00,921 | 3,22,195 | 3,84,202 |
| Total liabilities | 13,700 | 3,13,438 | 3,51,869 | 3,94,710 | 4,72,795 |
| Fixed assets | 6,500 | 3,711 | 3,740 | 4,655 | 5,075 |
| Capital work in progress | 400 | 100 | 100 | 100 | 100 |
| Investments | 2,500 | 62,688 | 70,374 | 78,942 | 94,559 |
| Other assets | 4,300 | 94,031 | 1,05,561 | 1,18,413 | 1,41,839 |
| Total assets | 13,700 | 3,13,438 | 3,51,869 | 3,94,710 | 4,72,795 |
Balance sheet ratios
- Debt to equity
- 0.13
Source: Company filings (consolidated), in ₹ crore. Data as of 7 October 2026. How this data is compiled.
Indian Overseas Bank balance sheet — frequently asked questions
What is the total debt of Indian Overseas Bank?
Indian Overseas Bank reported borrowings of ₹1,200 crore as of Mar 2022, compared with ₹20,804 crore as of Mar 2023.
What is Indian Overseas Bank's debt-to-equity ratio?
Based on the Mar 2022 balance sheet, Indian Overseas Bank's debt-to-equity ratio is 0.13 — borrowings of ₹1,200 crore against equity capital and reserves of ₹9,000 crore.
What are Indian Overseas Bank's total assets?
Indian Overseas Bank's total assets were ₹13,700 crore as of Mar 2022, including fixed assets of ₹6,500 crore and investments of ₹2,500 crore.
Same Data For Peers
Trade Indian Overseas Bank With ATS
Track IOB live and place orders from the Pocket app or the Pocket Web terminal with an ATS trading and demat account.
Figures are for information only and are not investment advice or a recommendation to buy, sell or hold any security. Investments in securities are subject to market risks; read all related documents carefully before investing.