PNB Housing Finance Balance Sheet
- Market cap
- ₹29,572 crore
- P/E
- 12.8
- P/B
- 1.54
- ROE
- 12.7%
- Dividend yield
- 0.70%
As of Mar 2022, PNB Housing Finance had total assets of ₹13,700 crore and borrowings of ₹1,200 crore, against shareholders' equity of ₹9,000 crore — a debt-to-equity ratio of 0.13. Borrowings fell 96.71% from Mar 2023.
PNB Housing Finance balance sheet
As at each financial year end, newest first. H1 = half-year.
| Item | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Equity capital | 500 | 169 | 260 | 260 | 261 |
| Reserves | 8,500 | 5,250 | 6,453 | 8,006 | 9,707 |
| Borrowings | 1,200 | 36,482 | 37,391 | 44,814 | 53,314 |
| Other liabilities | 3,500 | 19,378 | 20,039 | 20,843 | 20,979 |
| Total liabilities | 13,700 | 66,874 | 72,405 | 82,520 | 93,512 |
| Fixed assets | 6,500 | 132 | 195 | 219 | 243 |
| Capital work in progress | 400 | 100 | 100 | 100 | 100 |
| Investments | 2,500 | 13,375 | 14,481 | 16,504 | 18,702 |
| Other assets | 4,300 | 20,062 | 21,721 | 24,756 | 28,054 |
| Total assets | 13,700 | 66,874 | 72,405 | 82,520 | 93,512 |
Balance sheet ratios
- Debt to equity
- 0.13
Source: Company filings (consolidated), in ₹ crore. Data as of 7 October 2026. How this data is compiled.
PNB Housing Finance balance sheet — frequently asked questions
What is the total debt of PNB Housing Finance?
PNB Housing Finance reported borrowings of ₹1,200 crore as of Mar 2022, compared with ₹36,482 crore as of Mar 2023.
What is PNB Housing Finance's debt-to-equity ratio?
Based on the Mar 2022 balance sheet, PNB Housing Finance's debt-to-equity ratio is 0.13 — borrowings of ₹1,200 crore against equity capital and reserves of ₹9,000 crore.
What are PNB Housing Finance's total assets?
PNB Housing Finance's total assets were ₹13,700 crore as of Mar 2022, including fixed assets of ₹6,500 crore and investments of ₹2,500 crore.
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Figures are for information only and are not investment advice or a recommendation to buy, sell or hold any security. Investments in securities are subject to market risks; read all related documents carefully before investing.