PNB Housing Finance Cash Flow
- Market cap
- ₹29,572 crore
- P/E
- 12.8
- P/B
- 1.54
- ROE
- 12.7%
- Dividend yield
- 0.70%
In the year ended Mar 2022, PNB Housing Finance generated ₹1,400 crore from operating activities, invested ₹600 crore and paid out ₹550 crore on financing activities. Net cash flow for the year was ₹250 crore. Free cash flow was ₹950 crore.
PNB Housing Finance cash flow statement
Financial years, newest first. Negative figures are cash outflows.
| Item | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Cash from operating activities | 1,400 | -1,865 | -4,662 | -8,057 | -8,984 |
| Cash from investing activities | -600 | 176 | -1,186 | 757 | 684 |
| Cash from financing activities | -550 | 301 | 4,179 | 7,404 | 8,720 |
| Net cash flow | 250 | -1,388 | -1,669 | 104 | 421 |
| Capital expenditure | — | — | — | — | — |
| Free cash flow | 950 | -1,880 | -4,701 | -8,106 | -9,017 |
Source: Company filings, in ₹ crore. Data as of 7 October 2026. How this data is compiled.
PNB Housing Finance cash flow — frequently asked questions
What is PNB Housing Finance's operating cash flow?
PNB Housing Finance's cash flow from operating activities was ₹1,400 crore in the year ended Mar 2022, rose 175.07% from -₹1,865 crore in Mar 2023.
What is PNB Housing Finance's free cash flow?
PNB Housing Finance's free cash flow — operating cash flow minus capital expenditure — was ₹950 crore in Mar 2022.
How much did PNB Housing Finance spend on investing activities?
Net cash used in investing activities was ₹600 crore in Mar 2022. This covers capital expenditure, acquisitions and the purchase or sale of investments.
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