The South Indian Bank Balance Sheet
- Market cap
- ₹12,412 crore
- P/E
- 8.2
- P/B
- 1.32
- ROE
- 12.9%
- Dividend yield
- 0.95%
As of Mar 2022, The South Indian Bank had total assets of ₹13,700 crore and borrowings of ₹1,200 crore, against shareholders' equity of ₹9,000 crore — a debt-to-equity ratio of 0.13. Borrowings fell 82.14% from Mar 2023.
The South Indian Bank balance sheet
As at each financial year end, newest first. H1 = half-year.
| Item | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Equity capital | 500 | 209 | 262 | 262 | 262 |
| Reserves | 8,500 | 225 | 598 | 916 | 1,269 |
| Borrowings | 1,200 | 6,719 | 3,912 | 2,600 | 3,427 |
| Other liabilities | 3,500 | 94,304 | 1,04,674 | 1,11,947 | 1,26,913 |
| Total liabilities | 13,700 | 1,07,697 | 1,17,412 | 1,24,655 | 1,41,756 |
| Fixed assets | 6,500 | 878 | 966 | 1,018 | 1,043 |
| Capital work in progress | 400 | 100 | 100 | 100 | 100 |
| Investments | 2,500 | 21,539 | 23,483 | 24,931 | 28,351 |
| Other assets | 4,300 | 32,309 | 35,224 | 37,397 | 42,527 |
| Total assets | 13,700 | 1,07,697 | 1,17,412 | 1,24,655 | 1,41,756 |
Balance sheet ratios
- Debt to equity
- 0.13
Source: Company filings (consolidated), in ₹ crore. Data as of 7 October 2026. How this data is compiled.
The South Indian Bank balance sheet — frequently asked questions
What is the total debt of The South Indian Bank?
The South Indian Bank reported borrowings of ₹1,200 crore as of Mar 2022, compared with ₹6,719 crore as of Mar 2023.
What is The South Indian Bank's debt-to-equity ratio?
Based on the Mar 2022 balance sheet, The South Indian Bank's debt-to-equity ratio is 0.13 — borrowings of ₹1,200 crore against equity capital and reserves of ₹9,000 crore.
What are The South Indian Bank's total assets?
The South Indian Bank's total assets were ₹13,700 crore as of Mar 2022, including fixed assets of ₹6,500 crore and investments of ₹2,500 crore.
Same Data For Peers
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Figures are for information only and are not investment advice or a recommendation to buy, sell or hold any security. Investments in securities are subject to market risks; read all related documents carefully before investing.